MOVE-IN READY! Welcome to Lake Margaret at The Highlands, a charming age-restricted neighborhood nestled within the lovely Highlands community in Chesterfield. Situated on over 1.5 acres, the McDowell offers 4 bedrooms, 3.5 baths, and a side-load garage, combining spacious living with a peaceful setting. Just off the foyer, a formal dining room provides an elegant space for gathering. The open-concept main living area features a beautifully designed kitchen with a large center island, walk-in pantry, and dedicated breakfast area that flows seamlessly into the two-story family room with a gas fireplace. The first-floor primary suite boasts a large walk-in closet and a 5-piece bath with a soaking tub, walk-in shower, double vanity, and linen closet. A powder room, laundry room, and screened porch complete the thoughtfully designed first floor. Upstairs, you'll find three spacious secondary bedrooms, each with a walk-in closet. Bedrooms two and three share a Jack-and-Jill bath, while bedroom four enjoys its own private ensuite bath. An expansive loft provides flexible living space, and an unfinished storage area offers plenty of room for organization. Residents of Lake Margaret enjoy scenic walking trails, a playground, and access to two beautiful lakes spanning more than 100 acres, perfect for fishing, paddling, and canoeing. Optional memberships at The Highlands provide additional access to exceptional resort-style amenities, including an 18-hole golf course, three lakefront pools, and clubhouse privileges. Ideally located between Richmond and Petersburg, this community offers convenient access to shopping, dining, and everyday essentials while providing a peaceful place to call home.